The Splitwise alternative that needs no account
Splitwise works, but it wants everyone to make an account, install the app and bump into paywalls and ads along the way. For splitting a weekend away or a group dinner, that is a lot of friction for some simple sums.
Pinaday does the core job — track who paid what, see who owes who in the fewest payments — from one link, with nobody signing up. It is EU-hosted and shows no ads. You settle up in your own bank or Tikkie; Pinaday never holds the money.
How it works
- Open a shared tab and add the group — one link, no account.
- Everyone logs what they paid; Pinaday keeps the running balance.
- See who owes who, settle in your own app, and export a CSV if you want.
Free · no account needed · voting takes 5 seconds
Frequently asked questions
How is Pinaday different from Splitwise?
No accounts, no app and no ads. Everything runs through one shared link in the browser. Pinaday focuses on the essentials — balances and the minimal set of payments to settle up — rather than a full finance app.
Can I keep an ongoing tab, like for a household?
Yes. A shared tab does not expire the way a date poll does. Keep adding expenses over time; with the optional €4,99 upgrade the tab is kept forever with no label.
Can I get the numbers out?
Yes — export the whole tab (expenses, payments and who-owes-who) as a CSV in one tap, so you have your own copy.
Also pin a date for…
doodle alternative · plan a dinner with friends · plan a team outing · schedule a meeting